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FAQ

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 What is the difference between pre-qualification and pre-approval?
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 What is the difference between APR and Interest Rate?
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 What are discount points?
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 What are appraisals and surveys?
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 When am I committed to borrow?
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 What should I do between contract and closing?
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 What is the closing?
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 What does the term "locking the interest rate" mean and how and when should you lock your rate?
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 What are the bank statement guidelines? Is it okay to use Internet statements, instead of hard copy bank statements, to verify my bank and investment accounts?
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